Perspective

Today I was racing across town to make it to the dry cleaners before they close. I’m heading to Washington, DC as a guest speaker tomorrow afternoon and I needed the dress that was at the cleaners. Of course, it was raining and traffic at 5:20 was less than stellar.

And then the car in front of me was in an accident.

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Talk about slowing life down. It is so easy to be focused on me and completing tasks down to the last possible second.

I have got to be better at taking a deep breath and realize that everything will get done eventually.

Drumroll...

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Our LAST credit card is under $5,000!

Rambles...

1. Even though I’m not debt free yet, I am in a much better place than I was a year ago.


2. We’re in a sluggish point with our debt snowball. Even with though I have a new job with more pay, I’m on the road more. More road time = more gas. Lovely. We’re also trying to improve our house with projects that we should have fixed years ago…such as a leaky faucet or a front light so we stop falling down the front steps.

3. I am scared beyond words for my husband’s test results next month. It’s going to change us either for the better or worse and I’m trying my hardest to not comfort myself with food. So far, no luck but I am trying.

The Big 3-0

Today is my 30th birthday. :) There is so much to accomplish in my next 30 years!

Big Gift?

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My mother always taught me to accept a gift with grace and to always say thank you. But what do you do when you feel you’ve received a gift that is to big? In a few weeks, I’m heading to Washington, DC to speak to college women on leadership and contacted my best friend that I would be in her state.

Knowing that I’m frugal, she kindly agreed to pick me up from the airport and attend the event with me which saved me a rental car and a hotel room. This act is something that I am very grateful for since we’re still paying down our debt snowball and in the end it saves me money. I had found a round trip flight to the city for $196.00 but the airport was an extra hour away, so she asked me to change the airport for her. In the end it cost me a little more in airfare ($293) but I chalked it up to free place to sleep/free transportation so in my opinion – it comes out even in the end.

With my birthday just a few days away, she sent me a check for my gift. The amount is for $150.00. To me, it this seems a little much and that I should really send it back but then the little voice in my head keeps repeating “debt snowball…debt snowball”. So what would you do? Would you give the check back and tell your friend that the gift while kind is too generous? Or do you keep the check and use it towards your debt snowball?

This is how I feel today...

Online Banking

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How often do you visit your bank online? I’m sitting on a conference call for work and just heard that on average, 25% of online users visit their online bank site each day. With all of my issues with my personal bank, I fall into that category as I religiously check my account daily. There are days that I check it several times.







According to my work presentation, nearly as many people bank online as visit social networking sites. How interesting is that? Do you think that it’s due to the economy or are we more hyper-aware of what is going on with our bank account because we have more access to it due to the Internet?