Yesterday, I went to the gas station to put a little gas {ie. less than $10}in my car hoping that it would be enough until payday. I used my debt card instead of cash because I was in a shady area of town as well as in a hurry. This morning, I got slapped with an overdraft fee because the gas company now places a $100 hold on your debit card. This "hold" can last up to three days so I'm now unable to use my debit card or write a check until Friday...which is when I get paid. A seriouse WTH moment and now I'm living completly off the cash that's in my wallet.
I called the bank and they removed the overdraft fee but I'm still angered over the fact that gas stations are doing this to their customers. Does the company have the right to see if my card has money on it? Sure, I guess but to have a $100 hold on a gas station transaction is ridicuolous.
My goal is now to only pay cash for gas fill ups. As a woman, this makes me nervous so I'm plan to drag Mr. M along.
To read more about this lack-of-customer-service tactic that the gas stations are using, I suggestion you read this
great article I found.