Friday, November 19, 2010

Little Miss Frustrated.

Photo Credit

Clearly I am very excited to knock down my debt snowball. So excited that I paid my student loan bill early. Normally this act is not a bad thing except when you pay a bill with money that you don’t have.

When I looked at my bank balance, I saw that I had an extra $150 in the account and thought – awesome, I can go ahead and pay this bill. Had I taken a second to go back and recheck my budget excel sheet, I would have realized that I only had $25 in extra cash and not $150.

So this morning when I saw the overdraft charge and realized what I had done, this wave of shame washed over me. I feel completely stupid. The lessons of the day – get excited about paying down your debt but not too excited.

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