Tuesday, October 21, 2014

Cutting The Cord

{Photo Credit}

As a millennial, I still have a hard time understanding why some in my generation want to live at home and rather than living on their own. To me, that exemplified success and that you could support yourself while figuring out your financial life along the way. Of course, some days were better than others were but I would not trade those "hard days" for the world. They made me into the financially aware person that I am today. 

This recent NPR article suggests that parents should not panic if their 25 year old is still living at home, but I do have to question the long-term effects on them. How are they learning to prioritize? How are they learning to budget if they do not have to worry about the roof above their head or groceries in the refrigerators? I know of parents who are charging their kids rent and kudos to them. The argument of talking to your children more when they live at home is a valid one, as you do tend to talk to people that you see on a daily basis. Nevertheless, that should not be the reason why parents have not "cut the cord" as the article suggests.

Friday, October 10, 2014

How is it October already?

I just saw on Facebook today that there are only 75 days until Christmas y'all. Where has 2014 gone?

We are happy to report that we had a little boy (T for this blog) back in March! God is so good and we are beyond thankful to this little blessing that we wake up to each morning. He is a fabulous baby and watching him grow and learn each day is amazing...just amazing.

Financially, we're getting back to our mission of being a debt free family. My work looms with conspiracy theories of Recession 2.0 in the next few months (which by the news out Europe is probably more true than fiction) so we are even more driven to get our financial house in order now. I will not go through what I did in 2008 and make the same mistakes again. I just can't.

Which made me think, if you could talk to your pre-2008 self, what would you say? This morning, Mr. M and I discussed our retirement steps. We still need to plan for retirement as much as we can even if we only have a little money to spare.

Thursday, January 16, 2014


This has nothing to do with money or debt but it does put a smile on my face.