Friday, August 5, 2011

Giant Snowflake

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I was looking over our budget from last month and we had a GIANT snowflake this past month on CC #1 to the tune of $1,350. We are attacking this debt snowball and it feels great.

Wednesday, August 3, 2011

I Got A Job Offer!

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I got a job offer!

I can't believe I just typed that but I just received a call offering me a job to join a national firm! When you ask for God's help, great things can happen.

The only thing left to discuss with this company is salary, which if you remember, was way more than I was receiving at my current position. However, they're considering working things around to see if they could MAKE IT WORK. Oh. my. word. To have an bump of any amount after four years without a raise (even a cost of living adjustment) would be amazing.

She even mentioned that one day I could work in the Public Affairs department. That would be a dream since I actually do enjoy working for the government and with the community but I am having a hard time seeing any future growth for me here.

Just say a little prayer that this works out money wise and that this is a wise decision for our family.

Tuesday, August 2, 2011

Does Your Financial Past Define You?

Originally when I was asked this question, my response was instantly no – of course your past doesn’t define you. Who would say such baloney?

Then after a few minutes, I realized that in a sense that was not true as your financial past does indeed define you as it shapes who you become. If you had not had your financial wake-up call, would you be as frugal as you are now? Or were you as responsible now with your money as you were six months ago? I don’t think so. Our financial past is now to me a jumping off point of what we want to be.

Take for instance, one of my favorite movie characters – Scarlet O’Hara. If you have never seen the movie (It’s four hours long) this scene is at the end of the Part I. I personally relate to her speech. I may not “cheat or kill” but I will make sure that my family survives our debt snowball trip and that we will indeed get through our own personal financial crisis.

Wednesday, July 27, 2011

Job Interview

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The last 24 hours have been a whirl wind of activities in the M household. Last night, a sorority sister contacted me about a possible PR position in my area and asked for my resume. Less than three hours later, I had an e-mail from her boss asking to schedule a phone interview before 1 pm today. As soon as I woke up this morning, I sent an e-mail and told her my schedule was free. At 11:25, I received an e-mail to be ready for an interview at 11:30. Luckily, I was in the car so I found a spot in a church parking lot, said a prayer and took the call. Overall it went well but I was not ready for the following - what their agency actually does. Planned on researching that but ran out of time. Lame excuse…I know but it’s the truth. The other question was “what do you think you should make?” salary question. Totally NOT prepared for that one at all…so there was a long pause on my end about that one and I came up with a number that’s $20K more than what I make now. If I’m going to reach for the moon, why not go all the way right?

So besides a few awkward moments (that I’m kicking myself over), I did send the interviewer a thank you e-mail right after the call and plan to put a written thank you note in the mail this afternoon. For those who pooh-pooh the idea of a hand written thank you note beware – the last three positions at my husband’s office that were hired wrote hand written notes. It made them stand out above everyone else as someone who is really interested in the job.

We’ll see where this goes but I found today’s thought on the Upper Room Website very on point - God is supposed to be our trip planner, not our baggage handler.

Tuesday, July 26, 2011

Happy Birthday Debt2Freedom Readers!

This blog is a my therapy couch and I thank you all for your comments and support over the past twelve months. Mr. M and I have accomplished that we are finally seeing "the light at the end of the tunnel and it is not an oncoming train" which is so nice to say. I can't wait to see where we are in a year from now!

Without further ado...a very cute Birthday Rap.

Monday, July 25, 2011

The Perfect Gift

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I feel that today has been a tough one in Blogger land and so today, I just wanted to focus on one of life's simple joys - a hug. It's free and as the ad states - it does relieve tension.

Our journey to becoming debt free was not meant to be easy. If so, Congress would not have an August 2nd deadline. However, there is a perk about this journey and it is learning about the strengths of others and how they tackle their own hurdles.

We can do this. We WILL do this and soon we will all celebrate each others screams of "I'm debt free".

Thursday, July 21, 2011

Be Weird.


weird Pictures, Images and Photos
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Saw this article, 11 Ways to be Weird on Dave Ramsey's website today and thought I'd pass it on as it is a great reminder of why we are all on this debt free journey.