I realize for some it's a long way off (less than six months as of this last weekend) but for someone who has to watch every penny she spends during the holidays - it is quickly approaching.
My 2011 budget is set with suggested amounts for each family member and friends. Nothing major but those $10 gifts here and $20 gifts there add up. I'm also looking into buying food boxes or bags now for that Christmas in July sale if efforts to save money. Last year, I spent basically nothing on my godson due to using coupons and sales which what I aim to do again.
So like I said, it is early to think about snow and the holidays but what do you do
to plan early for the Holidays?