Tuesday, October 4, 2011


I admit it – I’m a huge Dave Fan and typically repeat everything he says on his weekly show to my husband at night. The topic that has been a hot button for us in the last few weeks is our mortgage. I want to refinance it and Mr. M did not since we didn’t have the $400 to pay the appraisal fees. Finally, his boss (who Mr. M thinks very highly of) mentioned that he refinanced his mortgage and everyone at work should do the same. After a quick conversation, Mr. M discovered that we could roll the appraisal fees into our total mortgage amount and reduce our payment by $184 per month. Attacking that debt snowball one snowflake at a time!


  1. This is a good idea, but you had better have stellar credit. You length of job history may kill you and if you have been late in the last two years you may be denied. They are so very strict now. We went through literal hell to get ours done. Worth it but it was such a pain. Good Luck!

  2. I think it's a good idea, certainly at the moment there are some good deals around now downunder